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15-Feb-2017 11:43

This can range from buying a house to starting a business or retiring according to your own schedule.Without goals, any money you earn can easily be spent instead of being saved or earmarked for an important milestone or goal.Close brokerage and bank accounts you don’t need or use.Figure out how many years you have until retirement and the amount of income you’ll need.Short-term goals are generally smaller in scope and dollar amount with a definite target date for accomplishing them.Short-term goals could be the purchase of household furniture, minor home improvements, saving for a car down payment, etc.

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Refer taxpayers who do not know this information to a professional tax preparer.Only after that occurs does additional money get earmarked for other financial goals like saving for a house or new car.Figure out how many years it will take you to achieve each goal.Once you pay off your credit card debt, your next short-term goal is to build up a rainy day or emergency fund.It’s generally a good idea to establish a rainy day fund before you invest for any other goal.

Refer taxpayers who do not know this information to a professional tax preparer.

Only after that occurs does additional money get earmarked for other financial goals like saving for a house or new car.

Figure out how many years it will take you to achieve each goal.

Once you pay off your credit card debt, your next short-term goal is to build up a rainy day or emergency fund.

It’s generally a good idea to establish a rainy day fund before you invest for any other goal.

Each financial goal should have a time horizon and can be a stepping stone for a future goal.